11 March 2010
Innovations in Bank Retailing
Panel discussion "What comes next in Mobile Banking?"
Leading the discussion are four significant practitioners in this space:
· Tim Murdoch, Founder & CEO of iCeni Mobile and co-creator of M-PESA
· Michael Salmony, Board Member of Equens and the EPC
· Michael Davison, Senior Managing Consultant, IBM Global Business Services
Tim Murdoch, Founder & CEO of iCeni Mobile
The story of M-PESA, the revolutionary service in Africa for mobile payments is now well-known. What is lesser known is how M-PESA was really created. A smaller team from a firm based in Cambridge, the UK, had a vitally important role in the conceptualisation and development of the application. The firm not only wrote the software for M-PESA, they also designed the business processes, and provided operational and technical support during the pilot and after launch. That firm and their team was led by Tim Murdoch. Tim has now launched a brand new venture: iCeni mobile, "a telecommunications company delivering solutions to extend mobile networks and data services into rural areas, connecting the world's most remote and low income communities".
Michael Salmony, Board Member of Equens and the EPC
Michael Salmony recently managed the post merger integration between previously Interpay and the German processor Transaktionsinstitutnational, achieving synergies and efficiency gains equivalent to a saving of over 400 staff, to create the pan-European payment service provider Equens. He is also a member of the European Payment Council, the decision making body of the 8000 banks in the 31 countries of Europe, as Head of Internet Payments and e- and m- payments expert group since its inception.
Michael Davison, Senior Managing Consultant, IBM Global Business Services
Michael recently produced a 10,000 word study of mobile banking and payment offerings, including a review of the ways in which these new services are reconfiguring value chains in very interesting ways. He has recently appeared on CNBC and other media in this capacity and regularly commentates on innovation in banking structures.
Nick Ogden, Chairman and Chief Executive of the Voice Commerce Group
As founder and CEO of The Voice Commerce Group, Nick is primarily responsible for the company’s overall corporate strategy and business development. A serial entrepreneur Nick has consistently been at the forefront of innovation in technology since 1985. In 2003 Nick, together with several former colleagues from WorldPay, formed the Voice Commerce Group to develop systems which allow individuals to identify themselves using a voice signature. Previously, he founded Multi Media Investments Limited, a technology research and development company that led to the development of one of the first bank-endorsed e-commerce initiatives in the form of the UK’s first electronic shopping mall, ‘BarclaySquare’. In 1997 Nick founded WorldPay, which was acquired by the Royal Bank of Scotland in 2002. He has been recognised by a number of industry awards including the UK Ernst and Young Entrepreneur of the Year Award, the Computer World Global IT Leaders award and more recently the ID People Awards 2009.